Capital One 360 (home.capitalone360.com), is a major Loans, Banking & Credit e-commerce site. Capital One 360 infrequently launches coupons for its customers, with 0.0 launched per month on average, so we recommend jumping on their coupons when available. Coupons from Capital One 360 expire quickly, with an average length of 1.0 days, so we recommend using their coupons promptly when available. Capital One 360 tends to offer smaller discounts with its coupons as compared to other brands, with an average discount of 15.0% (vs. 28.8% for other brands).
Capital One was formed in 1994, when Signet Financial Corporation spun off its credit card division and was renamed Capital One. They are the eighth largest bank holding company in the United States with over 960 branches. Capital One 360 Cafes have eight locations in the U.S. that offer customers the chance to learn about finances and money with their associates.
Capital One 360's Values
Capital One 360 wants customers to think of them as their bank whenever they need and wherever they need them, 24/7. Along with time saving and financial tips, you can also meet one of their associates over a cup of coffee at one of their Capital One 360 Cafes. If you are not near one of their cafes, they also have a nice Blog and social circuit available for all Capital One 360 users.
What makes Capital One 360 unique?
Capital One 360 offers many financial products such as no fee, no minimum checking accounts, mortgages, online trading with no minimum to start, mobile check deposits and 38,000 free Allpoint ATM’s
Capital One 360 Review and Capital One 360 FAQ
360 Savings Account: Competitive interest, no fees and no minimums are the key words here. Free transfers and FDIC insurance are also part of the package.
360 Checking Account: Interest-bearing checking accounts are a rarity today - particularly ones that also charge no maintenance fees and require no minimums. Making deposits remains as simple as it was with ING, with check deposits via computer or the Capital One 360 mobile app and electronic transfers at your fingertips.
Certificates of deposit (CDs): For those who prefer a little commitment in their savings, terms are available from six months to five years.
Kids Savings Account: This bears a striking similarity to the 360 Savings Account, except that it's designed specifically designed to give children access to certain account privileges -- such as checking their balance and creating their own Saver ID -- while still keeping an adult in charge of the major transactions.
MONEY Teen Checking Account: Again, this account shares most of its features with the 360 Checking Account, but it also includes some helpful features for parents -- such as text alerts for the parent whenever a transaction is made.
Capital One 360 also offers home loans, investment products and business and retirement accounts, making it one of the more complete direct banks.